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A TO Z DEBT COLLECTION LLC offers Complete Debt Solutions, both to individuals and corporate entities, as well as to banks and other financial institutions.
Our services range from Debt Negotiation, Debt Settlement, Debt Restructuring, Debt Counselling, Debt Collection, Debt Consolidation & Debt Clearance to strategic advisory services, all of which are handled by our team of experienced professionals and associate lawyers in the UAE.



We provide solutions to individuals who have difficulty in managing their debts including credit cards, personal loans and vehicle loans.


AtoZ provides corporates and other organizations with debt management and collection solutions to streamline cash and credit flows, in a cost-effective and efficient manner.


AtoZ provides all types of debt resolution services to banks, financial institutions and utility companies in the UAE.

Our vision, mission and values

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Our vision is to be the most respected and dependable name in debt solutions in all the markets we operate in, with a reputation for integrity, fairness and professionalism.

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Our mission is to empower our customers with the tools and knowledge and services they need to manage their debt and enjoy peace of mind.

We will provide A to Z debt solutions of the highest quality to individuals, companies and financial institutions, as efficiently and effectively as possible. Our dealings with our customers and partners and other parties will always be conducted with integrity, trust, transparency and ethical behaviour.

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We believe in treating all individuals with care, respect, dignity and fairness. We believe that customer satisfaction is critical to our continued success and exceeding customer expectations is the only way we can deliver this. We believe in conducting all our operations to the highest ethical standards. We believe in cultivating an attitude of positivity, that includes focusing on results and always seeking better ways of doing things.


With our success based fee policy*, you don’t have to worry about paying huge professional fees and other litigation costs until we have resolved your case successfully. Our handling fee is quite nominal and is designed to cover our administrative costs only.

*Handling and consultation fees may need to be paid on a case to case basis where applicable.


  • I am struggling to collect my corporate debts. Do you have a solution?

    We can assist you in collecting your bad debts, improving your cash flows, and help put your business back on the track to profits, with our success-based fee policy.

  • I am extremely busy and I find myself unable to keep note of the due dates for payment of loan installments. Can you help?

    We can assist you by collecting the amounts from your doorstep and remitting it to the credit account concerned.

  • I am over-burdened with amounts due to banks and financial institutions and struggling hard to repay the installments. Is there a solution?

    We are here to listen to you and understand your situation. We can negotiate on your behalf with banks and financial institutions to restructure your installments by breaking the outstanding down into easily payable amounts each month. All that we need is a duly executed Power of Attorney to represent your interests with your creditors at the negotiation table.

  • I have defaulted on personal loan installments / credit card payments? What can I do now?

    We will represent you before the concerned bank, and negotiate according to your requirements and try to reschedule your payments with lighter installments, so that you are not over-burdened with heavy monthly installments.

  • I am worried that legal proceedings have already been initiated against me as a defaulter. What do you advise?

    We advise you not to avoid any payments or to evade the process of law.
    We advise you to follow the laws of the land.
    Our associate lawyers can assist you with remedies and seek appropriate relief from the courts.
    At AtoZ, we strongly believe that every debt is an obligation that has to be discharged and not evaded.